 |
|
SMART EMPLOYERS
ARE USING SUPPLEMENTAL PLANS TO
LOWER THEIR HEALTHCARE COSTS, ARE YOU ONE OF THEM?
Download
This Free Report Now, click here |
|
|||||||
 |
I enjoyed so much having tea with you last
week as we reviewed the various Medicare Supplement plans you
offer through your agency. I now save over $123 per month on
premiums as a result of signing with you. Thank you for going
the extra mile to help me get great benefits at a lower cost
Ms. Andrews
Coweta, GA
There are a variety of Personal Insurance Plans that we can provide. The kind of policy you choose depends on your needs:
Homeowners - Auto - Health - Life - Disability
Global Insurance Group’s Personal Protection Policies offer protection for your dwelling, auto, health, life, as well as your personal possessions and personal liability. We offer broad protection that you can trust, plus affordable rates, and outstanding service.
You may be eligible for premium discounts on all personal insurance coverage when you purchase multiple policies from the Global Insurance Group. Not available in all States or Provinces. In addition, you may be able to lower your premiums with higher deductibles. Higher deductibles lower your premium but increase the amount you must pay out of your own pocket if a covered loss occurs. Ask yourself how much you are willing to pay in order to save on your premium.
Personal Lines (Classes and coverages listed are not complete)
| CLASSES | COVERAGES |
| Homeowners | Homeowners Insurance |
| Renters | Tenant Liability |
| Dwelling Fire | Chronic Illness |
| Water Damage | Flood Insurance |
| Car Owners | Auto Insurance |
| Individuals/Families | Life & Burial Insurance |
| Self-Employed | Health Insurance |
| Students | Personal Property |
| Renovations | Disability Insurance |
7 Ways to Lower Your Health Insurance Premiums
| 1 | Stop Smoking |
| 2 | Increase Your Deductible |
| 3 | Change Your Co-Insurance Ratio (90/10, 80/20, 70/30, etc) |
| 4 | Pair a High-Deductible Health Plan with a Health Savings Account |
| 5 | Abandon Dangerous Hobbies & Extreme Activities |
| 6 | Consider a Catastrophic Health Plan |
| 7 | Regularly Reassess Your Insurance Needs |
7 Ways to Save on Car Insurance
| 1 | Use a Broker to comparison shop with at least 3 insurance carriers |
| 2 | Ask for higher deductibles |
| 3 | Drop collision and/or comprehensive coverage on old cars |
| 4 | Buy a "low-profile" car (cheaper to repair and low theft rate) |
| 5 | Take advantage of low-mileage discounts (put fewer miles on your car) |
| 6 | Buy your home and auto policies from the same insurer via a broker |
| 7 | Maintain good credit! |
The standards for the best rates vary among insurers, so it pays to work with an independent insurance brokerage firm that deals with several insurance carriers like the Global Insurance Group.